Business Banking

Keeping it simple, so you can focus on your business. 
Our Business Basic Checking account is a basic account designed specifically for small business owners. With this product, we keep it simple. 

• Opening deposit amount of $500.00
• No monthly service charge
• Up to 200 debit check transaction items per month for free & $0.30 per each additional item
• EStatements or mailed paper statement
• For a minimal fee of $5.00 per month you may receive check images with the statement
• Monthly Dormancy Fee applied if no activity for 12 months
• Early Closing Fee if the account is closed within 180 calendar days of the opening date
   

No strings attached to earn interest. 
Same great product as our basic Business Checking account with the opportunity to earn interest.

• Opening deposit amount of $1,000.00
• Minimum balance requirement to earn interest is $1,000.00
• No monthly service charge
• Up to 200 debit check transaction items per month for free & $0.30 per each additional item
• EStatements or mailed paper statements
• For a minimal fee of $5.00 per month you may receive check images with the statement
• Monthly Dormancy Fee applied if no activity for 12 months
• Early Closing Fee if the account is closed within 180 calendar days of the opening date 

Our Business Money Market provides competitive rates for your short-term savings needs. 
The Business Money Market is tiered to help you get the best interest rate possible, while still providing access to funds:

• Up to $9,999.99
• $10,000.00 to $49,999.99
• $50,000.00 to $99,999.99
• $100,000.00 to $199,999.99
• $200,000.00 and greater 

Key features:

• Opening deposit amount of $10,000.00
• No minimum balance requirement to earn interest
• $10.00 Monthly Service Charge (may be avoided by maintaining a $10,000.00 average monthly balance)
• Unlimited transactions
• EStatements or mailed paper statements
• For a minimal fee of $5.00 per month you may receive check images with the statement
• Early Closing Fee if the account is closed within 180 calendar days of the opening date 

For current interest rates, contact your Local Branch.

A savings account to grow with your business.
Setting money aside for the future of your business is important. Earn interest on your savings with our Business Statement Savings account.

• Opening deposit amount of $500.00
• No minimum balance requirement
• No Monthly Service Charge
• Unlimited transactions
• EStatements or mailed paper statements
• Monthly Dormancy Fee applied if no activity for 12 months
• Early Closing Fee if the account is closed within 180 calendar days of the opening date 

For current interest rates, contact your Local Branch.

We offer flexible terms with extremely competitive interest rates.
Watch your savings grow as your business does. Easy to open, low risk, and guaranteed returns make CDs a great option for your savings needs. We offer flexible term options between 3 months to 5 years so you can plan for future business goals.

For current interest rates, contact your Local Branch.

Re-order Checks

Your checks are handled through a third-party check printing vendor. We can assist you in setting up your check order*, or you can access their website through the link below.

Save time by placing check re-orders online.

Click Here to Re-order Checks

*Check printing charges apply to re-orders placed online and will be automatically deducted from the checking account.

Overdraft Protection Program

The Overdraft Protection Program is a FREE service that allows you to protect your checking account from overdrafts, returned checks, or incomplete electronic payments.  Simply link your primary United Midwest checking account to another United Midwest savings or checking account, and funds are automatically transferred anytime your primary account's balance goes negative.

To enroll, visit your local branch.

Automatic Transfers

Automatic Transfers are a good way to schedule recurring payments for any loan you may have with our bank. They’re also a great way to easily move funds into a savings account, to transfer allowance to your child’s linked account, or to transfer CD interest credits into another linked account.

Ask your local branch for more information on these valuable services.

Safe Deposit Boxes

We offer Safe Deposit Boxes at select branches and in various sizes for an annual fee. Box sizes, fees, and availability may vary by location, so please contact your local branch for more information.

Safe Deposit Boxes are not insured by FDIC or United Midwest Savings Bank. You may want to contact your insurance provider about coverage under your home owners’ insurance plan.

EStatements

Switching to eStatements puts your banking information at your fingertips with expedited delivery. View eStatements from anywhere online and download directly to your computer. Print statements only when you need them. If you have more than one authorized signer on the account, each individual may access eStatements using their own online access username. 

To get started, log in to Online Banking. New Online Banking users may Click Here to Enroll.

If you don't want the full online banking experience, you may signup for our EStatements Only option.

Combined Statements

Our combined statements can include any or all of your checking and savings accounts as well as the balances of your Certificates of Deposit accounts and/or Individual Retirement Accounts (IRAs). Please contact your local branch to get started.