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Dental Practice SBA Loans From
United Midwest Savings Bank
At United Midwest, we’re experts in dental practice loans. We’ve worked with many dentists and orthodontists to find the right SBA loan for their unique circumstances. By choosing a United Midwest SBA loan for your dental practice, you’ll have access to a wide variety of funding amounts, flexible financing terms, and extensive ways to use your dental practice bank loan to grow your business.
Types of Dental Practice Business Loans
Dental practices and orthodontic offices use small business loans for a wide variety of reasons. Whether you’re just getting started or looking to grow, United Midwest offers competitive dental practice loans that will help you reach your goals. SBA loans for dental practices may be used for things like:
- Acquiring or expanding a dental practice
- Purchasing a new property or renovating a current dental practice
- Refinancing current dental practice loans for more advantageous financing terms
- Purchasing new equipment like X-ray machines, dental patient chairs, sterilization equipment, and more
Our dedicated dental practice team members are ready to help you finance your next endeavor.
FAQ
SBA Loans for Dental Practices
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In a word: experience. By focusing on SBA Lending and concentrating on dental practices as one of our key industries, we're not just an efficient lender, but also a knowledgeable resource. We're more than willing to spend the time to discuss your financing options and help you find the best financing solution for your business. With United Midwest, you get the personal attention you expect from a community bank with the expertise and reach of a national lender.
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Yes! We are a national bank, not a broker. United Midwest Savings Bank lends to businesses in all 50 states.
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As an SBA PLP lender, United Midwest can have your loan approved in a matter of days, not weeks, and closed in under 30 days. This is often even faster than a conventional business loan.
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The repayment term is 10 years, with no pre-payment penalties. Interest rates on SBA 7a loans are variable and tied to the Wall Street Journal Prime.
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After filling out the application and providing information included on our checklist, loan approval decisions are then typically made in 4-5 business days for the size of most clients. Approvals are often contingent upon additional information you may be asked to provide or other factors, but in most cases, you can expect to close on your approved loan within 30 days.
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United Midwest services your SBA loan from the day it closes to the day it's paid off. We're available to answer any questions or concerns you may have throughout the life of your loan.
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There are no loan covenants with an SBA loan, but, as with any business loan, you will be asked to provide annual tax returns and a personal financial statement.
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SBA loan proceeds can be used for any business purpose. Typical uses of funds include business acquisitions, owner-occupied commercial real estate acquisitions, refinancings, equipment and inventory purchases, or general working capital needs.
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Yes, though a few key requirements include the property must be owner-occupied and no ground-up construction. In many cases, we're able to do 100% financing with terms up to 25 years for commercial real estate. Each loan is unique, so consult with your lender to learn the details.
What our partners
are saying...
“I appreciate your responsiveness as well! You’re making me look good to my client!”
-Dawna, Managing Director
Feedback so good, we had to share
"I worked with Scott on a deal that closed in November, and I highly recommend him. He works hard and does everything he can to make a deal come together. At the same time, he’s very upfront and quick to let you know if something isn’t a fit or outside his wheelhouse, which saves a lot of time on the front end."
-Agli, Business Broker
Connect with Scott Fanelli, our Dental Financing Lender
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