United Midwest Savings Bank deposit products:
FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Hospitality Industry Loans

At United Midwest, we bring deep expertise in hospitality financing. From small boutique hotels to large chain hotels, we’ve helped hospitality owners secure the right loan to support their goals.

SBA/USDA loans for the hospitality industry can be used for:

  • Acquisitions
  • Partner buy-outs
  • Expansions
  • Purchasing new equipment, supplies, or other business assets
  • Refinancing existing commercial loans
  • Commercial real estate
  • Hiring staff or supporting general working capital needs

Benefits of financing with United Midwest include:

  • Loans up to $10 million
  • Up to 100% financing available 
  • SBA 7a, USDA, 7a pari passu and B&I financing
  • No prepayment penalties
  • Terms from 10-30 years, depending on purpose of the loan
  • Experienced, responsive team working with you from start to finish

When you partner with United Midwest, you receive the personal attention of a community bank backed by the knowledge and capabilities of a national lender. The right hospitality financing can power your growth and set your business up for long-term success.

Guided Me Through the Process

"I had the privilege of working with United Midwest and Bob Bruno on my very first hotel acquisition, and I truly could not have asked for a better partner. At the time, I had little to no experience in the hotel industry, but Bob believed in the deal and guided me through the SBA 7(a) financing process with patience and expertise. His support and confidence were instrumental in helping me get started in this business. Today, whenever a new opportunity comes to market, Bob is one of the first people I call."

-G.S.



Invests in the Buyer's Success

"Working with Aaron on four hotel acquisitions has been outstanding. He made every transaction smooth, organized, and far easier than expected. Aaron’s professionalism, responsiveness, and deep expertise in hotel financing set him apart, but what truly makes him exceptional is his genuine commitment to the buyer’s long‑term success. He carefully evaluates each opportunity, analyzes the numbers, and focuses on the details that matter, giving me complete confidence in every deal. If you’re looking for a lender who goes beyond just funding deals and instead works to ensure the success of the buyer, Aaron is someone you absolutely want on your team!

-Shyam P.

Confident & Reliable

"Bob Bruno at United Midwest was an absolute professional throughout my entire lending process. He made everything clear, stayed organized, and ensured there were no surprises. I felt confident every step of the way and truly appreciated his reliability."

-Ankur P.


 

Exceptional Experience

"I recently secured a loan through United Midwest, and I must commend Bob Bruno and the team for the truly exceptional experience. The entire process was fast and efficient, which was a huge relief. More importantly, your team went above and beyond to navigate and solve several complex problems and issues that arose between the buyer and seller. This proactive support made all the difference and ensured a smooth closing. I highly recommend United Midwest."

-Hosh P.

FAQ

  • In a word: experience. By focusing on SBA Lending and concentrating on hospitality as one of our key industries, we're not just an efficient lender, but also a knowledgeable resource. We're more than willing to spend the time to discuss your financing options and help you find the best financing solution for your business. With United Midwest, you get the personal attention you expect from a community bank with the expertise and reach of a national lender.
  • We are experts in both SBA and USDA financing. Our understanding of both programs allows us to structure a strong financing solution for our hospitality borrowers.
  • Yes! We are a national bank, not a broker. United Midwest Savings Bank lends to businesses in all 50 states.
  • As an SBA PLP lender, United Midwest can have your loan approved in a matter of days, not weeks, and closed in under 30 days. This is often even faster than a conventional business loan.
  • The repayment term is 10-25 years, depending on the purpose of the loan, and no pre-payment penalties. Interest rates on SBA 7a loans are variable and tied to the Wall Street Journal Prime.
  • After filling out the application and providing information included on our checklist, loan approval decisions are then typically made in 4-5 business days for the size of most clients. Approvals are often contingent upon additional information you may be asked to provide or other factors, but in most cases, you can expect to close on your approved loan within 30 days.
  • United Midwest services your SBA loan from the day it closes to the day it's paid off. We're available to answer any questions or concerns you may have throughout the life of your loan.
  • There are no loan covenants with an SBA loan, but, as with any business loan, you will be asked to provide annual tax returns and a personal financial statement.
  • SBA loan proceeds can be used for any business purpose. Typical uses of funds include business acquisitions, owner-occupied commercial real estate acquisitions or refinance, equipment or inventory purchases, or general working capital needs.

Aaron Hodgkins

Name : Aaron Hodgkins
Title :

Aaron believes in setting the right expectations up front with his clients and providing an open dialogue throughout the entire loan process. With 25 years of experience in commercial and SBA/USDA lending, Aaron’s strength continues to be his dedication to helping small businesses grow and thrive.

Click here to email or call 916-402-9577

Categories :
  • General Industry
  • Hospitality Industry
  • Insurance Agencies
  • Medical Practices
  • SBA/USDA over 150k
  • Veterinary Practices