United Midwest Savings Bank deposit products:
FDIC-Insured - Backed by the full faith and credit of the U.S. Government

MyCash is a simple way to finance many smaller purchases or expenses--decorate your home, buy new appliances, purchase a new laptop, get new lawn equipment, do some holiday shopping, or take a vacation. It's even a great way to pay off those high-rate credit cards, since MyCash has lower rate than most of the credit cards out there.* And, with flexible repayment options for amounts up to $5,000 you can easily budget your payments and actually payoff your balance in a reasonable timeframe. 

*Credit card rate information per www.wallethub.com. Offer as of 10/31/2024. Annual percentage rate and terms may vary; please ask for more information. Maximum loan amount is $5,000. Rates, terms, and conditions are subject to change without notice. All loans are subject to credit review, underwriting guidelines, verification of identity, and approval. MyCash is a consumer loan program with 2.99% APR for approved borrowers in low or moderate census tracts in designated counties and/or have low or moderate income. The rate for approved borrowers outside the low-to-moderate census tract or income parameters is 9.99% APR. Maximum loan amount is $5,000. Maximum loan term is 60 months. Assuming a loan amount of $5,000 for 60 months, the monthly payment for a MyCash loan is $89.92 at 2.99% APR and $106.21 for 9.99% APR. Low and Moderate Census Tracts per the FFIEC geocoding; Low-to-Moderate income levels per 2024 U.S. Department of HUD-state of Ohio guidelines. Borrowers must be residents of Logan, Champaign, Preble, Darke or Franklin counties in Ohio.  NMLS#516627

MyCash Loan Benefits


MyCash is a smart way to finance larger purchases, repairs, or even payoff other higher interest debt. With MyCash you have the added benefits of:

Fixed monthly payments

Up to a 60-month term

Use the loan proceeds for any expense 

Interest rates that are below average credit card rates*

Once payments are complete at the end of the loan term, the amount borrowed is paid, unlike minimum payments on a credit card

MyCash is only available in these Ohio counties: Preble, Darke, Champaign, Logan and Franklin. Fill out the application above or stop in one of our branches for more details.