United Midwest Savings Bank deposit products:
FDIC-Insured - Backed by the full faith and credit of the U.S. Government

MyCash is a simple way to finance many smaller purchases or expenses--decorate your home, buy new appliances, purchase a new laptop, get new lawn equipment, do some holiday shopping, or take a vacation. It's even a great way to pay off those high-rate credit cards, since MyCash has lower rate than most of the credit cards out there.* And, with flexible repayment options for amounts up to $5,000 you can easily budget your payments and actually payoff your balance in a reasonable timeframe. 

*Credit card rate information per www.wallethub.com. **MyCash is a consumer loan program with 2.99% APR for approved borrowers in low or moderate census tracts and/or have low or moderate income. The rate for approved borrowers outside the low-to-moderate census tract or income parameters is 9.99% APR. Maximum loan amount is $5,000. Maximum loan term is 60 months. Assuming a loan amount of $5,000 for 60 months, the monthly payment for a MyCash loan is $89.92 at 2.99% APR and $106.21 for 9.99% APR. Rates, terms, and conditions may vary and are subject to change without notice. All loans are subject to credit review, underwriting guidelines, verification of identity, and approval. Low and Moderate Census Tracts per the FFIEC geocoding; Low-to-Moderate income levels per 2025 U.S. Department of HUD-state of Ohio guidelines. Borrowers must be residents of Logan,Champaign, Darke, Preble or Franklin counties in Ohio. Offer as of 1/1/2025.  NMLS#516627   

MyCash Loan Benefits


MyCash is a smart way to finance larger purchases, repairs, or even payoff other higher interest debt. With MyCash you have the added benefits of:

Fixed monthly payments

Up to a 60-month term

Use the loan proceeds for any expense 

Interest rates that are below average credit card rates*

Once payments are complete at the end of the loan term, the amount borrowed is paid, unlike minimum payments on a credit card

MyCash is only available in these Ohio counties: Preble, Darke, Champaign, Logan and Franklin. Fill out the application above or stop in one of our branches for more details.